Clarity Value Trust Independence
Click on each service below to find out more...
Treasury Consulting
Treasury consulting
I understand the varied and changing financial needs of a business and I am therefore able to offer a set of complementary corporate finance and treasury consulting services, including:
I have worked as a treasurer in large companies and been involved in SMEs and sole trader funding. I also established a limited company and used it to acquire and run a High street bookshop that I subsequently sold.
Relationship management
Your relationships with your banks, shareholders, insurers and other financial stakeholders could become
- establishing a corporate treasury,
- managing counterparty relationships,
- evaluating financing
- risk management (interest rate, currency, liquidity, and credit), and
- interim treasury management.
I have worked as a treasurer in large companies and been involved in SMEs and sole trader funding. I also established a limited company and used it to acquire and run a High street bookshop that I subsequently sold.
Relationship management
Your relationships with your banks, shareholders, insurers and other financial stakeholders could become
- time-consuming,
- complex,
- strained, or
- uncoordinated.
- reviewing financing terms and conditions,
- Assisting with, or participating in, periodic bank review meetings
- Translating funding agreements into working models or spreadsheets
Establishing or reorganising a Treasury
Establishing or reorganising a Treasury
After its incubation and germination stages, your company’s funding needs and risks will be proportionately greater, more complex, and more time-consuming, possibly necessitating the establishment of a dedicated treasury department to support your growth phase.
Alternatively, your business might have been part of an established company but has been spun-off into a separate company through a buyout or private equity transaction, and you need dedicated resource to establish (or reorganise) a treasury function, often very quickly.
I have the experience to identify your specific needs and establish the corresponding treasury infrastructure.
Alternatively, your business might have been part of an established company but has been spun-off into a separate company through a buyout or private equity transaction, and you need dedicated resource to establish (or reorganise) a treasury function, often very quickly.
I have the experience to identify your specific needs and establish the corresponding treasury infrastructure.
Interim Treasury management and research
Interim Treasury management and research
Interim Management & Research
Occasionally your treasury department will experience a shortage of staff. This can leave you exposed.
Alternatively, your treasury will need to consider and respond to a new activity, proposal, or direction, often under time constraints.
I can provide interim management, whether to cover for staff absence or to undertake ad hoc tasks.
My experience enables me to help you whether the need is sorting out a backlog of deal confirmations, or managing a treasury department.
Occasionally your treasury department will experience a shortage of staff. This can leave you exposed.
Alternatively, your treasury will need to consider and respond to a new activity, proposal, or direction, often under time constraints.
I can provide interim management, whether to cover for staff absence or to undertake ad hoc tasks.
My experience enables me to help you whether the need is sorting out a backlog of deal confirmations, or managing a treasury department.
Financial Risk Management
Financial Risk Management
Many profitable companies fail through poor financial risk management.
I offer an independent and objective assessment of your key financial risks:
Financial risk management
I offer an independent and objective assessment of your key financial risks:
Financial risk management
- Liquidity, Interest, Currency, Credit, and Operational risks
- Overall treasury health-check
- Controls, procedures, and policies
- IT integrity and disaster recovery
- Currency and interest rate risk hedge design, execution, and valuation
- Capital structure and composition.
- Working capital efficiency
- Investment strategy
Testimonials
Property Developer: "Thank you for all your hard work, I like the interest you show and how you present your numbers. This makes it easier for me to compare all the options."
Intermediary: "The deal has now exchanged! Thanks for all of your assistance in this matter. We will pass on your details for any clients of ours who are looking for land finance. You have worked beyond the call of duty on this deal and we appreciate all of your assistance so we will do our best to ensure you are rewarded by the future business that we pass your way! Best regards"
Borrower: "hi permjit I would like to say how impressed I was of you in the way you put all of your effort in trying to get me a loan...I would highly recommend you to any person requiring a loan or mortgage, thanks again..."
Borrower: “hi Permjit I just wanted to say thank you for all you are doing for me trying to organise this loan. You have been so on the ball & on the case. You keep me well informed by phone & email. when I successfully get the loan through I want to make sure if you haven't received a fee from the lenders or introduction I wish to pay for your time. Fingers crossed this works out. Many thanks”